Opinions of our clients.

Artur Żymańczyk

Country Manager Poland, Worldline

Cooperation with Payarto has been fruitful for years. Our biggest achievement so far is a software payment terminal, the prototype of which was built by Payarto, and further development and commercialization have been continued independently by This is a groundbreaking solution on a global scale, which allows accepting contactless cashless payments using a standard smartphone. The excellent results of our joint efforts led Worldline to invest in in 2022, acquiring a majority stake in the company. Since then, together with specialists from and the founders of Payarto, we have been further developing and implementing Worldline's Tap-on-Mobile (ToM) product on multiple markets simultaneously.

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Zbigniew Wiśniewski

Vice President, Cashless Poland Foundation

The Cashless Poland Foundation has been working with Payarto for more than 5 years. Payarto supports us in the maintenance of the PWOB Platform - that is, our equivalent of the central IT system used by a dozen acquirers and the Foundation's team on a daily basis. While creating the Platform, Payarto met not only a very demanding schedule, but also our expectations in terms of quality. Today, the Platform processes data for more than 580,000 payment terminals and 425,000 merchants. The company also provides us with technical, operational and analytical support and is responsible for the ongoing development of the Platform.

Aleksander Naganowski

Vice President - Customer Delivery, Mastercard

Payarto experts have supported the Digital Business Development and Cyber & Intelligent Solutions teams that I led on a number of projects over the past years. Among the most important, I can mention such initiatives as Blik contactless, Masterpass digital wallet and consulting for financial institutions including optimization and monitoring of migration to PSD2, SCA and 3DS 2.0. Each time the cooperation with Payarto was exemplary, and delivered results enabled us to set new standards in the cashless payment market.

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Marcin Klimkowicz

Vice President - Central Europe

Loyalty Product Management, Mastercard

My cooperation with Payarto lasts for several years, and the main area of joint activities is the popular "Mastercard® Priceless® Moments" program. Comprehensive tests of the program carried out by Payarto provide us with valuable insights and feedback, which we use to improve the quality of our services. Payarto team always performs the assigned tasks reliably and efficiently, so that Mastercard users can enjoy an increasingly better loyalty program.